A common concern for those approaching their second half is confusion over just how much we should save for retirement. This “number” represents the amount of funds and resources we will need to enjoy an active life and feel productive in our remaining years without running out of money. This is not a one-size-fits-all answer. […]
What Will Last Longer, You or Your Money?
Would you change anything about how you live today if you knew when you were going to die? For most of us the answer would certainly be ‘yes’. But to what degree? That would likely depend on how many days, months or years you had remaining. In our profession, life expectancy is one of those […]
Term vs. Permanent Life Insurance: What You Need to Know
All of the various forms of life insurance – whole life, term life, variable life, universal life, and the dozens of variations of each – can be distilled down to just two types: Term and Permanent. Term Life As the name would imply, term is life insurance that offers coverage for a number of years. […]
5 Steps for a Financially Successful Divorce
Divorce can be not only an overwhelming disruption of your personal life, but can also cause overwhelming financial disruptions if you are not prepared. Though it might be difficult to focus during such a volatile personal time, it is important to act early and decisively to financially plan during the early stages of separation, in […]